Financial technology — also known as fintech — is one of the hottest areas of investment at the moment and one of the scariest developments for banks.
Many lenders are losing business to more innovative and customer-focused startups offering cheaper, quicker, online services.
London is leading the way in Europe, with two fintech startups there already reaching “unicorn” status — the coveted $1 billion (£650 million) valuation.
Credit Benchmark was listed among 16 UK fintech startups that Business Insider believed were most likely to join the unicorn status.
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