Who we are

Credit Benchmark is a financial data and analytics company that brings together internal credit risk views from 40+ of the world’s leading financial institutions.

Credit Benchmark provides Credit Consensus Ratings and Analytics calculated based on contributed risk views from 40+ leading global financial institutions, almost half of which are GSIBs. These institutions are domiciled in the US, Continental Europe, Switzerland, the UK, Japan, Canada, Australia, and South Africa.

The contributions are anonymized, aggregated, and published twice monthly in the form of Credit Consensus Ratings and Credit Indices.

Credit Benchmark meets a long-standing need for an alternative or complement to the two traditional credit risk content providers: issuer-paid rating agencies and third-party model vendors.

For regulatory and business reasons, banks have each created their own regulated internal credit rating agency to assess the creditworthiness of tens of thousands of obligors. By collecting, aggregating, and anonymizing this information, Credit Benchmark provides an independent, real-world measure of risk on rated and unrated entities globally, delivered fortnightly to our partners.

The first of its kind, “credit consensus” provides a new, different view of credit risk that is neither an agency rating nor a model output, offering coverage, depth, and collective insight available nowhere else. The credit consensus outputs reflect the expertise of more than 20,000 credit analysts across our contributing partners – a powerful example of the wisdom of crowds.